2. Get a certificate of Eligibility (COE). Getting a good COE on Va confirms your eligibility to the Virtual assistant home loan benefit and that is necessary for your own bank for VA-supported lenders. You can request an effective COE on the web by using the eBenefits services out of the new Agencies of Va, during your bank, otherwise by the mail.
step three. Obtain a home loan pre-acceptance. Your personal lender usually review your own COE, and maybe your revenue and you can credit top to pre-accept you around a specified money number having home financing mortgage. While you are a qualified spouse off a help representative applying to have a good COE, you will be expected to render even more records such as your relationship licenses.
cuatro. Shop for a home having fun with an agent just who specializes within the Va financing. Particular qualities need Va-recognition before buying with your financial work for, such apartments or certain multi-household members tools.